Independent Licensed Insurance Agent
Services

Coverage for every stage of life

Browse the plans I offer below. Each one lets you self-enroll online through a trusted carrier, or reach out and I'll walk you through it.

ACA / Marketplace Plans

01

Shop and enroll in Affordable Care Act (Obamacare) plans on the federal marketplace. ACA Marketplace coverage is guaranteed issue — you can't be turned down regardless of your health — and there are subsidies you may qualify for to help lower the monthly premium costs. I help you compare options, estimate subsidies, and find a plan that fits your household and budget — at no cost to you.

  • Guaranteed issue — no medical questions
  • Subsidy & premium tax credit screening
  • On-marketplace & off-exchange plans
  • Special enrollment period help
  • Family & dependent coverage

Life Insurance

02

Term and whole life insurance designed to protect your family's future and replace lost income. Get a quote in minutes — most applicants don't even need a medical exam.

  • Term & whole life options
  • No-exam options available
  • Quick online quoting
  • Income protection for loved ones

Dental & Vision

03

Affordable standalone dental and vision plans — keep your coverage even if you change health plans. Routine cleanings, exams, glasses, and contacts covered.

  • Preventive dental covered
  • Vision exams & eyewear
  • Family enrollment
  • Pairs with any health plan

Critical Illness & Supplements

04

Critical illness, accident, and hospital indemnity supplements that pay cash benefits directly to you — helping with deductibles, lost income, and out-of-pocket costs when you need it most.

  • Critical illness cash benefits
  • Hospital indemnity plans
  • Accident supplements
  • Fills gaps in major medical

Not sure which fits?

Tell me a little about your situation and I'll point you to the right plan — no obligation, no cost.

Contact Lucy